Frequently Asked Questions

about Advance Care Cards

how do I apply?

To receive the fastest turn around time on your application, you may apply online.

Does it cost anything to apply

Applying with Advance Care is free, and there is no obligation to use your account if you are approved.

How long will it take to get approved?

When you a href="https://advancecarecard.com/apply-now/" title="Apply Online" class="tve-froala fr-basic" style="outline: none;">online, instant credit decisions are available. Certain applications may take 24 to 48 hours.

What are the minimum requirements?

You must be at least 18 years of age, must not have filed for bankruptcy in the last 5 years and not have been sent to collections in the previous 3 years. Your monthly income must be at least $1,500. These are the minimum requirements for approval with Advance Care. If you do not meet these minimal requirements you may wish to consider utilizing a co-signer.

What is the Maximum amount I can be approved for?

You can be approved for up to $25,000 or more with excellent credit.

What if my credit is not perfect?

If you have experienced credit challenges in the past, Advance Care will work diligently with you to provide you the best opportunity for approval. Utilizing a co-signer is always a good option if you feel your credit is damaged.

What will my interest rate be after the initial interest free period?

Your interest rate and terms are based on your own individual credit history as well as your current financial situation. The better your credit, the better interest rate and terms you are likely to receive.

Are there any prepayment penalties?

No. As long as you make your minimum monthly payments as required, you can pay your balance off at your own pace. You may pay the balance as quickly as you like or take as long as necessary.

What if my physician is not currently working with Advance Care?

Advance Care will work with your physician to be able to utilize our services if they are not currently one of our providers. Please have them contact us.

Can I use my card for other people in my family or just myself?

Once you are approved you may choose to use your card for other members of your family.

Who do I call if I have questions?

Please feel free to contact us at 1-800-432-9470 if you have any questions concerning the card or your account. We will be glad to assist you.


About Advance Care

Advance Care has been a leading provider of patient financing solutions since 2008. We have worked diligently to provide patients the most affordable options to finance their procedures or treatment plans. Our programs provide affordable monthly payments with flexible terms. Whether you choose to use your card for cosmetic surgery, dentistry, orthodontics, chiropractic care, weight loss or hair restoration, the Advance Care combines interest free financing with the flexibility you want.


Advance Care Credit Cards compiles all of the best credit card offers on the web into an easily accessible database. This benefits you by not having to go on the endless search for the right credit card. When you apply for one of the offers we have on this site, you are actually signing up directly with the bank! What this means for you is that the approval process is very short and you can receive your card quickly.

We have credit card offers for all different credit types. When you browse our database, pick the most appropriate offer for you and then when you are ready to apply, just click on the credit card image to go to the bank's site to directly apply for the card.


What are you waiting for? Apply today and secure the financing you need and deserve.

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Why Choose Advance Care?

  • ​Process is simple and offers quick decisions.
  • Co-signers may be ​used to increase chances of approval.
  • Schedule your medical procedure as soon as you are approved.
  • 6 or ​14 months interest free financing and competitive interest rates.
  • ​​Maximum flexibility
  • No prepayment penalties
  • No ​punitive late fees
  • ​​Unmatched customer service